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URW COMMUNITY

Danville, VA · Federal Credit Union · Chartered in VA

LICU MDIWell Capitalized

Who can join

Type 66

Charter #19867Est. 1970RSSD: 629287

Members

35,659

Net Worth Ratio

14.35%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$225.8M

Peer Group 5

Members

35,659

as of latest quarter

Net Worth Ratio

14.35%

Well Capitalized

Institution Profile

NCUA

Address

314 Lowes Dr, Danville, VA 24540-5927

Chartered

1970

Branch Locations

7 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$225.8M

Total Shares

$190.7M

Total Loans

$175.9M

Net Worth Ratio

14.35%

≥7% = Well Capitalized

Members

35,659

Delinquency Rate (60d+)

0.51%

$890K

Loan-to-share ratio: 92.2%· healthy range 60–80%

Branch Locations

NCUA

Lowes Drive Office

314 Lowes Dr, Danville, VA, 24540-5927

Mon - Fri 9:00 am - 5:00 pm

MainATMDrive-thru

DRMC Branch

142 S Main St, Danville, VA, 24541-2922

Mon - Fri 7:00 am - 4:00 pm

ATM

Arnett Branch

539 Arnett Blvd, Danville, VA, 24540

Lobby: Mon & Fri 7:30 am - 5:00 pm; Tues - Thur 9:00 am - 5:00 pm; Sat 9:00 am - 1:00 pm Drive-Thru: Mon - Fri 7:30 am - 5:00 pm; Sat 7:00 am - 1:00 pm

ATMDrive-thru

Martinsville Branch

796 Commonwealth Blvd, Martinsville, VA, 24112

Mon ? Fri 9:00 am ? 5:00 pm

ATM

Yanceyville Branch

1092 NC Highway 86 N, Yanceyville, NC, 27379

Mon ? Fri 9:00 am ? 5:00 pm

ATM

Chatham Branch

13413 US Highway 29, Chatham, VA, 24531

Mon - Fri 9:00 am - 5:00 pm

ATMDrive-thru

South Boston Branch

4018 Halifax Rd, South Boston, VA, 24592-4832

Monday - Friday 9 am - 5 pm

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.