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UNIVERSITY OF KENTUCKY

Lexington, KY · Federal Credit Union · Chartered in KY

LICUWell Capitalized

Who can join

Occupational / select employee group

Charter #24165Est. 1937RSSD: 153997

Members

112,948

Net Worth Ratio

11.04%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$1.69B

Peer Group 6

Members

112,948

as of latest quarter

Net Worth Ratio

11.04%

Well Capitalized

Institution Profile

NCUA

Address

1730 Alysheba Way, Lexington, KY 40509

Chartered

1937

Branch Locations

10 locations

Membership Eligibility

Occupational / select employee group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$1.69B

Total Shares

$1.32B

Total Loans

$1.44B

Net Worth Ratio

11.04%

≥7% = Well Capitalized

Members

112,948

Delinquency Rate (60d+)

0.72%

$10.4M

Loan-to-share ratio: 109.3%· healthy range 60–80%

Branch Locations

NCUA

Corporate Offices

1730 Alysheba Way, Lexington, KY, 40509

Monday through Friday 9 a.m. - 6 p.m.

Main

South Broadway Branch

603 S Broadway, Lexington, KY, 40508-3125

Monday through Friday 9 a.m. - 6 p.m. Lobby and Drive-ThruSaturday 9a.m. - 1 p.m.

ATMDrive-thru

UK Student Center Branch

160 Avenue of Champions, Lexington, KY, 40526-2010

Monday through Friday 8:00 a.m - 5:00 p.m.

ATM

Reynolds Road Branch

370 Meijer Way, Lexington, KY, 40503

Monday through Friday 9 a.m. - 6 p.m. Saturday 9 a.m. - 1 p.m.

ATMDrive-thru

Beaumont

940 Midnight Pass, Lexington, KY, 40513

Monday through Friday 9 a.m. to 6 p.m. Saturday 9 a.m. to 1 p.m.

ATMDrive-thru

Tates Creek Branch

689 Wilson Downing Rd, Lexington, KY, 40517-1961

Monday through Friday 9 a.m. to 6 p.m. Saturday 9 a.m. to 1 p.m.

ATMDrive-thru

Frederick Douglass High School

2000 Winchester Rd, Lexington, KY, 40505-4800

Monday - Friday 12 pm - 1:40 pm

Nicholasville

201 Bryant Dr, Nicholasville, KY, 40356

Monday-Friday 9am-6pm Saturday 9am-1pm

ATMDrive-thru

Hamburg Branch

2557 Sir Barton Way, Lexington, KY, 40509

Monday through Friday 9 a.m - 6 p.m. Saturday 9 a.m. - 1 p.m.

ATMDrive-thru

Tates Creek High School

1111 Centre Pkwy, Lexington, KY, 40517

Monday - Friday 12pm - 1:40pm

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.