UNIVERSITY
Miami, FL · State Credit Union · Chartered in FL
Who can join
Type 99
Members
16,134
Net Worth Ratio
10.48%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$233.4M
Peer Group 5
Members
16,134
as of latest quarter
Net Worth Ratio
10.48%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Financial Snapshot
Total Assets
$233.4M
Total Shares
$206.0M
Total Loans
$102.5M
Net Income
$129K
Net Worth Ratio
10.48%
≥7% = Well Capitalized
Members
16,134
Return on Assets
0.06%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.12%
$123K
Loan-to-share ratio: 49.7%· healthy range 60–80%
Branch Locations
NCUAWest Kendall Center
13241 SW 136th St, MIAMI, FL, 33186-5822
Mon-Fri 9:00 am to 5:00 pm Saturday 9:00 am to 12:00 pm Drive Through: Mon-Friday 9:00 am to 5:00 pm Saturday 9:00am to 12:00pm
RED ROAD BRANCH
6250 SW 57th Ave, MIAMI, FL, 33143-2357
MON-FRI 9:00 AM TO 5:00 PM
MEDICAL CENTER
1611 NW 12th Ave, Miami, FL, 33136-1005
MON-FRI 9:00AM - 5:00PM
FIU University Park Branch
10720 SW 16TH ST, Miami, FL, 33165-7377
MON-FRI 9:00AM TO 5:00PM
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/university-fl" target="_blank" rel="noopener">View UNIVERSITY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.