🏦Bank Scorer

UNITY FINANCIAL

New Haven, CT · State Credit Union · Chartered in CT

LICU MDIWell Capitalized

Who can join

State government employees (special charter)

Charter #68745Est. 1950RSSD: 928784

Members

8,186

Net Worth Ratio

12.84%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$65.4M

Peer Group 4

Members

8,186

as of latest quarter

Net Worth Ratio

12.84%

Well Capitalized

Institution Profile

NCUA

Address

20 York St, Rm 80cb, New Haven, CT 06510

Chartered

1950

Branch Locations

5 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$65.4M

Total Shares

$57.0M

Total Loans

$44.1M

Net Income

$49K

Net Worth Ratio

12.84%

≥7% = Well Capitalized

Members

8,186

Return on Assets

0.08%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.16%

$68K

Loan-to-share ratio: 77.4%· healthy range 60–80%

Branch Locations

NCUA

Main Office

20 York St, New Haven, CT, 06510

Mon. 7;30am to 3:30pm Tues. & Wed. 8:00am to 3:30pm Thurs. & Fri. 7:30am to 4:00pm

MainATM

Fiserv Portico

2601 Network Blvd, Frisco, TX, 75034

Long Wharf

1 Long Wharf Dr, New Haven, CT, 06511

M-F 8:30-4:30S 9:00-12:00

ATM

Chapel Street

1423 Chapel St Fl 1, New Haven, CT, 06511-4411

Monday 7:30am - 3:30pm Tuesday 8:00am - 3:30pm Wednesday 8:00am - 3:30pm Thursday 7:30am - 4:00pm Friday 7:30am - 4:00pm Sunday Closed

ATM

Bridgeport Office

267 Grant St, Bridgeport, CT, 06610

Mon. 7;30am to 3:30pm Tues. & Wed. 8:00am to 3:30pm Thurs. & Fri. 7:30am to 4:00pm

ATM

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

Embed This Profile

Copy the snippet below to embed a link to this profile on your website.

<a href="https://bankscorer.com/credit-union/unity-financial" target="_blank" rel="noopener">View UNITY FINANCIAL on Bank Scorer</a>

Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.