🏦Bank Scorer

UNITED

Mexico, MO · State Credit Union · Chartered in MO

LICUWell Capitalized

Who can join

Type 99

Charter #63597Est. 1935RSSD: 778194

Members

37,487

Net Worth Ratio

14.73%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$303.7M

Peer Group 5

Members

37,487

as of latest quarter

Net Worth Ratio

14.73%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 858, Mexico, MO 65265

Chartered

1935

Branch Locations

9 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$303.7M

Total Shares

$256.8M

Total Loans

$182.4M

Net Worth Ratio

14.73%

≥7% = Well Capitalized

Members

37,487

Delinquency Rate (60d+)

0.19%

$353K

Loan-to-share ratio: 71.0%· healthy range 60–80%

Branch Locations

NCUA

Operations

2401 Lakeview Rd, Mexico, MO, 65265-1301

9:00-4:00;

MainATM

Vandalia Branch

210 W Washington St, Vandalia, MO, 63382

8:30-5:00; F 9-6; S 9-12 drive-up ONLY

ATMDrive-thru

Moberly Branch

1791 E Outer Rd, Moberly, MO, 65270-4570

8:30-5:00; F 9-6; S 9-12 drive-up ONLY

ATMDrive-thru

Troy Branch

200 Main St, Troy, MO, 63379

8:30-5:00; F 9-6; S 9-12 drive-up ONLY

ATMDrive-thru

Columbia Branch

3421 Grindstone Pkwy, Columbia, MO, 65201-5691

8:30-5:00; F 9-6; S 9-12 drive-up ONLY

ATMDrive-thru

Fulton Branch

1204 S Business 54, Fulton, MO, 65251

8:30-5:00; F 9-6; S 9-12 drive-up ONLY

ATMDrive-thru

Fiserv

455 Winding Brook Dr, Glastonbury, CT, 06033-4315

Liberty Branch

907 E Liberty St, Mexico, MO, 65265

8:30-5:00; F 9-6; S 9-12 drive-up ONLY

ATMDrive-thru

2401 Lakeview Road / Administrative Offices (NEW)

2401 Lakeview Rd, Mexico, MO, 65265

9:00-5:00pm

Drive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.