UNITED LOCAL
Fresno, CA · State Credit Union · Chartered in CA
Who can join
State government employees (special charter)
Members
7,613
Net Worth Ratio
19.78%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$121.1M
Peer Group 5
Members
7,613
as of latest quarter
Net Worth Ratio
19.78%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$121.1M
Total Shares
$96.4M
Total Loans
$69.3M
Net Worth Ratio
19.78%
≥7% = Well Capitalized
Members
7,613
Delinquency Rate (60d+)
0.32%
$219K
Loan-to-share ratio: 71.8%· healthy range 60–80%
Branch Locations
NCUAUnited Local Credit Union
3650 E Ashlan Ave, Fresno, CA, 93726
OFFICE HOURS Monday - Thursday: 9:00am - 5:00pm Friday: 9:00 am - 5:30pm DRIVE TROUGH HOURS Monday - Thursday: 8:30am - 5:30Friday - 8:30am - 6:00
Bullard
2033 W Bullard Ave, Fresno, CA, 93711-1200
Mon - Thurs: 9am - 5:00pmFriday: 9am - 5:30pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/united-local" target="_blank" rel="noopener">View UNITED LOCAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.