🏦Bank Scorer

UNITED LABOR

Raytown, MO · State Credit Union · Chartered in MO

Well Capitalized

Who can join

Type 99

Charter #67009Est. 1987RSSD: 351690

Members

5,547

Net Worth Ratio

7.16%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$22.6M

Peer Group 3

Members

5,547

as of latest quarter

Net Worth Ratio

7.16%

Well Capitalized

Institution Profile

NCUA

Address

10000 E 66th Ter, Raytown, MO 64133-5251

Chartered

1987

Branch Locations

1 location

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$22.6M

Total Shares

$20.9M

Total Loans

$11.6M

Net Income

$4K

Net Worth Ratio

7.16%

≥7% = Well Capitalized

Members

5,547

Return on Assets

0.02%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.92%

$106K

Loan-to-share ratio: 55.5%· healthy range 60–80%

Branch Locations

NCUA

UNITED LABOR

10000 E 66th TER, Raytown, MO, 64133-5251

MONDAY THROUGH THURSDAY 8:30 TO 5:00 FRIDAY 8:30 TO 5:30 SATURDAY 8:30 TO 12:00

MainDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.