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UNITED EMPLOYEES

Albert Lea, MN · State Credit Union · Chartered in MN

Well Capitalized

Who can join

Type 99

Charter #60263Est. 1932RSSD: 450098

Members

3,973

Net Worth Ratio

13.61%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$67.3M

Peer Group 4

Members

3,973

as of latest quarter

Net Worth Ratio

13.61%

Well Capitalized

Institution Profile

NCUA

Address

P.O. Box 729, Albert Lea, MN 56007

Chartered

1932

Branch Locations

1 location

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$67.3M

Total Shares

$57.7M

Total Loans

$27.6M

Net Income

$271K

Net Worth Ratio

13.61%

≥7% = Well Capitalized

Members

3,973

Return on Assets

0.40%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.39%

$108K

Loan-to-share ratio: 47.7%· healthy range 60–80%

Branch Locations

NCUA

United Employees Credit Union

430 Bridge Ave, Albert Lea, MN, 56007

M - F 8:30 am - 4:30 pm

MainDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.