🏦Bank Scorer

UNITED CONSUMERS

Independence, MO · State Credit Union · Chartered in MO

LICUWell Capitalized

Who can join

Type 99

Charter #68410Est. 1941RSSD: 286073

Members

16,726

Net Worth Ratio

11.78%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$216.5M

Peer Group 5

Members

16,726

as of latest quarter

Net Worth Ratio

11.78%

Well Capitalized

Institution Profile

NCUA

Address

1111 E 23rd St S, Independence, MO 64055

Chartered

1941

Branch Locations

5 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$216.5M

Total Shares

$189.5M

Total Loans

$156.1M

Net Worth Ratio

11.78%

≥7% = Well Capitalized

Members

16,726

Delinquency Rate (60d+)

0.56%

$875K

Loan-to-share ratio: 82.4%· healthy range 60–80%

Branch Locations

NCUA

Savage

1111 E 23rd St S, Independence, MO, 64055

9:30 a.m. to 5:30p.m.

MainATMDrive-thru

Truman

400 W US Highway 24, Independence, MO, 64050

9:30 a.m. to 5:30 p.m.

ATM

Raytown

8730 E 63rd St, Raytown, MO, 64133

9:30 a.m. to 5:30 p.m.

ATMDrive-thru

South Belt

724 N Belt Hwy, Saint Joseph, MO, 64506-3011

9:30 a.m. to 5:30 p.m.

ATMDrive-thru

Olathe

1105 W Dennis Ave, Olathe, KS, 66061

9:30 a.m. to 5:30 p.m.

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.