UNITED COMMUNITY
Quincy, IL · State Credit Union · Chartered in IL
Who can join
Type 99
Members
10,469
Net Worth Ratio
15.32%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$132.4M
Peer Group 5
Members
10,469
as of latest quarter
Net Worth Ratio
15.32%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Financial Snapshot
Total Assets
$132.4M
Total Shares
$111.8M
Total Loans
$100.2M
Net Income
$319K
Net Worth Ratio
15.32%
≥7% = Well Capitalized
Members
10,469
Return on Assets
0.24%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.27%
$269K
Loan-to-share ratio: 89.6%· healthy range 60–80%
Branch Locations
NCUAUnited Community Credit Union
621 N 36th St, Quincy, IL, 62301-4605
Lobby M-F 9-5 S 9-12 Driveup M-F 7:30-5:30, S 8-12
United Community Credit Union
1001 Vermont St, Quincy, IL, 62301
Lobby M-F 9-5 S 9-12 Driveup M-F 7-5:30, S 8-12
United Community Credit Union
109 Lindsey Dr, Hannibal, MO, 63401
Lobby M-F 9-4:00 Driveup M-T 8-5, F 8-5:30, S 9-12
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/united-community-il" target="_blank" rel="noopener">View UNITED COMMUNITY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.