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UNITED ASSOCIATION

Concord, CA · State Credit Union · Chartered in CA

Well Capitalized

Who can join

State government employees (special charter)

Charter #65155Est. 1957RSSD: 531296

Members

2,160

Net Worth Ratio

16.93%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$14.3M

Peer Group 3

Members

2,160

as of latest quarter

Net Worth Ratio

16.93%

Well Capitalized

Institution Profile

NCUA

Address

935 Detroit Ave, Concord, CA 94518

Chartered

1957

Branch Locations

2 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$14.3M

Total Shares

$11.9M

Total Loans

$7.2M

Net Worth Ratio

16.93%

≥7% = Well Capitalized

Members

2,160

Loan-to-share ratio: 60.6%· healthy range 60–80%

Branch Locations

NCUA

LOCATION OF RECORDS

935 Detroit Ave, Concord, CA, 94518

9AM - 4:30PM M-TH 9AM - 3PM FRI

Main

VITAL RECORDS CENTER

255 FISERV DR, BROOKFIELD, WI, 53045

Monday - Friday7:00am to 5;00pm

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.