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UMASSFIVE COLLEGE

Hadley, MA · Federal Credit Union · Chartered in MA

LICUWell Capitalized

Who can join

Occupational / select employee group

Charter #18181Est. 1967RSSD: 472782

Members

51,124

Net Worth Ratio

9.50%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$712.5M

Peer Group 6

Members

51,124

as of latest quarter

Net Worth Ratio

9.50%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 1060, Hadley, MA 01035

Chartered

1967

Branch Locations

6 locations

Membership Eligibility

Occupational / select employee group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$712.5M

Total Shares

$641.6M

Total Loans

$543.4M

Net Worth Ratio

9.50%

≥7% = Well Capitalized

Members

51,124

Delinquency Rate (60d+)

0.64%

$3.5M

Loan-to-share ratio: 84.7%· healthy range 60–80%

Branch Locations

NCUA

Hadley Branch

200 Westgate Center Dr, Hadley, MA, 01035

Monday - Friday 8:00 am - 5:00 pm Saturday 9:00 am - Noon

MainATMDrive-thru

Worcester Branch

5 Lake Ave N Rm S1-820, Worcester, MA, 01605-2319

Monday - Thursday 7:30 am - 4:30 pm Friday 7:00 am - 4:30 pm

ATM

UMass Amherst Branch

1 Campus Center Way, Amherst, MA, 01003

Monday - Thursday 9:00 am - 4:00 pm Friday 9:00 am - 4:30 pm

Northampton Branch

245 King St, Northampton, MA, 01060

Monday - Wednesday 8:30 am - 4:30 pm Thursday - Friday 8:30 am - 6:00 pm Saturday 9:00 am - Noon

ATMDrive-thru

Mercy Medical Center Branch

233 Carew St Rm 110, Springfield, MA, 01104-2377

Monday - Wednesday, Friday 8:30 AM - 4:30 PMThursday - 7:00 AM - 4:30 PM

Northampton VA

421 N Main st, Leeds, MA, 01053

LobbyM - F 9 a.m. - 1 p.mVideo M - W 7:30 a.m - 5 p.m.Th - F 7:30 a.m. - 6 p.m.S 9 a.m. - noon

ATM

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.