U.S.B. EMPLOYEES
Wilmington, CA · Federal Credit Union · Chartered in CA
Who can join
Community development
Members
303
Net Worth Ratio
19.80%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$3.2M
Peer Group 2
Members
303
as of latest quarter
Net Worth Ratio
19.80%
Well Capitalized
Institution Profile
NCUAPhone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$3.2M
Total Shares
$2.6M
Total Loans
$263K
Net Worth Ratio
19.80%
≥7% = Well Capitalized
Members
303
Loan-to-share ratio: 10.2%· healthy range 60–80%
Branch Locations
NCUAUSB EFCU
300 Falcon St, Wilmington, CA, 90744-6407
Monday & Wednesday~ 9-1pm Tuesday & Thursday~ 10:30-1pm Friday~ Closed
Mortgage Lending (HMDA)
No HMDA mortgage lending data on record for this credit union.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/u-s-b-employees" target="_blank" rel="noopener">View U.S.B. EMPLOYEES on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.