🏦Bank Scorer

TYNDALL

Panama City, FL · Federal Credit Union · Chartered in FL

LICUWell Capitalized

Who can join

Type 35

Charter #10754Est. 1956RSSD: 803489

Members

103,332

Net Worth Ratio

13.20%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$1.92B

Peer Group 6

Members

103,332

as of latest quarter

Net Worth Ratio

13.20%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 59760, Panama City, FL 32412

Chartered

1956

Branch Locations

10 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$1.92B

Total Shares

$1.63B

Total Loans

$951.3M

Net Income

$5.0M

Net Worth Ratio

13.20%

≥7% = Well Capitalized

Members

103,332

Return on Assets

0.26%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.12%

$1.2M

Loan-to-share ratio: 58.2%· healthy range 60–80%

Branch Locations

NCUA

Panama City

909 E 23rd St, Panama City, FL, 32405-5312

Lobby: 9:00am to 4:30pm Mon - Fri Drive-thru: 9:00am - 5:00pm Mon - Fri 9:00am-12:00pm Saturday

MainATMDrive-thru

Marianna

4926 Westside Plz, Marianna, FL, 32448-2564

Lobby: 9:00AM-2:00 PM Mon. - Fri. Drive-thru: 9:00AM - 4:30 PM Mon-Thurs. 9:00am-5:00PM Friday

ATMDrive-thru

Beach

11350 Panama City Beach Pkwy, Panama City Beach, FL, 32407-2451

Lobby: 9:00am to 4:30pm Monday - Friday Drive-up: 9:00am to 5:00pm Monday-Friday

ATMDrive-thru

Parker

838 S Tyndall Pkwy, Panama City, FL, 32404-6930

Lobby: 9:00am to 2:00pm Mon - Fri Drive-thru: 9:00am to 5:00pm Mon-Fri

ATMDrive-thru

Port St Joe

501 Cecil G Costin Sr Blvd, Port St Joe, FL, 32456-1774

Lobby: 9:00am to 2:00pm Mon-Fri Drive-thru: 9:00am - 4:30PM Mon-Thurs 9:00AM-05:00pm Fri

ATMDrive-thru

Tyndall Air Force Base Branch

Building 913, Panama City, FL, 32403

Lobby: 9:00am-4:30pm (Currently not open) Drive-thru: 9:00am-4:30pm

ATMDrive-thru

Spanish Fort

6470 Spanish Fort Blvd, Spanish Fort, AL, 36527

Lobby: 9:00am to 4:30pm Mon-Thursday 9:00am - 5:00pm Friday Drive-thru: 9:00am - 4:30PM Mon-Thurs 9:00AM-05:00pm Fri

ATMDrive-thru

Dothan Westway

4674 W Main St, Dothan, AL, 36305-1088

Lobby Hours: 9:00AM-2:00 PM Mon.-Fri Drive-Thru 9:00AM-4:30PM Mon-Thurs; 9:00AM-5:00 PM Fri.

ATMDrive-thru

Lynn Haven

1601 Ohio Ave, Lynn Haven, FL, 32444-3746

Lobby: Closed Drive-thru: 9:00AM-5:00 PM Mon. - Fri.

ATMDrive-thru

Hillcrest

6353 Cottage Hill Rd Unit A, Mobile, AL, 36609-3116

9:00-4:30 Mon-Fri

ATM

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.