🏦Bank Scorer

TWO RIVERS

Arkadelphia, AR · Federal Credit Union · Chartered in AR

LICUWell Capitalized

Who can join

Occupational / select employee group

Charter #20114Est. 1970RSSD: 330789

Members

1,399

Net Worth Ratio

11.75%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$14.7M

Peer Group 3

Members

1,399

as of latest quarter

Net Worth Ratio

11.75%

Well Capitalized

Institution Profile

NCUA

Address

204 N 10th St, Arkadelphia, AR 71923-5029

Chartered

1970

Branch Locations

2 locations

Membership Eligibility

Occupational / select employee group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$14.7M

Total Shares

$13.0M

Total Loans

$9.7M

Net Income

$-134,477

Net Worth Ratio

11.75%

≥7% = Well Capitalized

Members

1,399

Return on Assets

-0.92%

annualized · >0.5% healthy

Delinquency Rate (60d+)

2.06%

$200K

Loan-to-share ratio: 74.4%· healthy range 60–80%

Branch Locations

NCUA

Two Rivers FCU

204 N 10th St, Arkadelphia, AR, 71923-5029

9-5

MainATMDrive-thru

TWO RIVERS FCU

204 N 10TH ST, ARKADELPHIA, AR, 71923-5029

9-5

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

Embed This Profile

Copy the snippet below to embed a link to this profile on your website.

<a href="https://bankscorer.com/credit-union/two-rivers" target="_blank" rel="noopener">View TWO RIVERS on Bank Scorer</a>

Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.