TWO HARBORS
Two Harbors, MN · Federal Credit Union · Chartered in MN
Who can join
Employee group
Members
4,276
Net Worth Ratio
13.92%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$120.9M
Peer Group 5
Members
4,276
as of latest quarter
Net Worth Ratio
13.92%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Financial Snapshot
Total Assets
$120.9M
Total Shares
$103.0M
Total Loans
$77.9M
Net Income
$190K
Net Worth Ratio
13.92%
≥7% = Well Capitalized
Members
4,276
Return on Assets
0.16%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.09%
$67K
Loan-to-share ratio: 75.6%· healthy range 60–80%
Branch Locations
NCUAMain Office
801 11th St, Two Harbors, MN, 55616
Lobby Monday & Friday 8:00 - 6:00 Tuesday - Thursday 8:00 - 5:00Drive-thru - Monday - Friday 7:00 - 6:00
Fiserv
2601 Network Blvd Ste 600, Frisco, TX, 75034-1919
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/two-harbors" target="_blank" rel="noopener">View TWO HARBORS on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.