TRU FI
Macclenny, FL · State Credit Union · Chartered in FL
Who can join
State government employees (special charter)
Members
8,031
Net Worth Ratio
12.47%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$142.8M
Peer Group 5
Members
8,031
as of latest quarter
Net Worth Ratio
12.47%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$142.8M
Total Shares
$123.8M
Total Loans
$86.1M
Net Income
$606K
Net Worth Ratio
12.47%
≥7% = Well Capitalized
Members
8,031
Return on Assets
0.42%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.10%
$83K
Loan-to-share ratio: 69.5%· healthy range 60–80%
Branch Locations
NCUAMacclenny Branch
602 S 6th St, Macclenny, FL, 32063-2608
Mon-Thurs 9am-4:30pm Drive thru 8:30am-5:00pm Friday 9am-6pm Drive thru 7:30am-6pm Saturday 9am-12:30pm
Baldwin Branch
100 Lima St S, Baldwin, FL, 32234-1731
Mon-Thurs 9am-4:30pm Drive thru 8:30am-4:30pm Friday 9am-5:30pm Drive thru 8:00am-5:30pm
Callahan Branch
450027 Old Dixie Hwy, Callahan, FL, 32011-7885
Mon-Thur Lobby & Drive Thru 8:30-4:30 Friday Lobby & Drive Thru 8:30-5:30 Saturday Drive Thru 9:00am-12:00pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
Embed This Profile
Copy the snippet below to embed a link to this profile on your website.
<a href="https://bankscorer.com/credit-union/tru-fi" target="_blank" rel="noopener">View TRU FI on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.