TROPICAL FINANCIAL
Miramar, FL · State Credit Union · Chartered in FL
Who can join
Type 99
Members
62,758
Net Worth Ratio
9.34%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$995.2M
Peer Group 6
Members
62,758
as of latest quarter
Net Worth Ratio
9.34%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Financial Snapshot
Total Assets
$995.2M
Total Shares
$881.3M
Total Loans
$813.8M
Net Income
$1.1M
Net Worth Ratio
9.34%
≥7% = Well Capitalized
Members
62,758
Return on Assets
0.11%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.27%
$2.2M
Loan-to-share ratio: 92.3%· healthy range 60–80%
Branch Locations
NCUAMIRAMAR
3050 Corporate Way, Miramar, FL, 33025
9.00 am to 5.00 pm
Fort Lauderdale
5900 N Federal Hwy, Fort Lauderdale, FL, 33308
9:00am - 5:00pm
MIRAMAR
3050 Corporate Way, Miramar, FL, 33025
9:00am - 5:00pm
Plantation
8247 W Sunrise Blvd, Plantation, FL, 33322
9:00am - 5:00pm
West Palm Beach
6786 Okeechobee Blvd, West Palm Beach, FL, 33411
9:00am - 5:00pm
KENDALL
10510 N Kendall Dr, Miami, FL, 33176-1509
Mondays - Thursdays - 9:00 - 5:00 Fridays - 9:00 - 6:00Saturdays - 9:00 - 1:00
Doral branch
7975 NW 12TH ST, Doral, FL, 33126
9:00AM - 5:00 PM Monday - Friday
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/tropical-financial" target="_blank" rel="noopener">View TROPICAL FINANCIAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.