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TROPICAL FINANCIAL

Miramar, FL · State Credit Union · Chartered in FL

LICUWell Capitalized

Who can join

Type 99

Charter #68476Est. 1935RSSD: 17473

Members

62,758

Net Worth Ratio

9.34%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$995.2M

Peer Group 6

Members

62,758

as of latest quarter

Net Worth Ratio

9.34%

Well Capitalized

Institution Profile

NCUA

Address

3050 Corporate Way, Miramar, FL 33025

Chartered

1935

Branch Locations

7 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$995.2M

Total Shares

$881.3M

Total Loans

$813.8M

Net Income

$1.1M

Net Worth Ratio

9.34%

≥7% = Well Capitalized

Members

62,758

Return on Assets

0.11%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.27%

$2.2M

Loan-to-share ratio: 92.3%· healthy range 60–80%

Branch Locations

NCUA

MIRAMAR

3050 Corporate Way, Miramar, FL, 33025

9.00 am to 5.00 pm

Main

Fort Lauderdale

5900 N Federal Hwy, Fort Lauderdale, FL, 33308

9:00am - 5:00pm

ATMDrive-thru

MIRAMAR

3050 Corporate Way, Miramar, FL, 33025

9:00am - 5:00pm

ATM

Plantation

8247 W Sunrise Blvd, Plantation, FL, 33322

9:00am - 5:00pm

ATM

West Palm Beach

6786 Okeechobee Blvd, West Palm Beach, FL, 33411

9:00am - 5:00pm

ATMDrive-thru

KENDALL

10510 N Kendall Dr, Miami, FL, 33176-1509

Mondays - Thursdays - 9:00 - 5:00 Fridays - 9:00 - 6:00Saturdays - 9:00 - 1:00

ATM

Doral branch

7975 NW 12TH ST, Doral, FL, 33126

9:00AM - 5:00 PM Monday - Friday

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.