🏦Bank Scorer

TRAX

Tampa, FL · Federal Credit Union · Chartered in FL

LICUWell Capitalized

Who can join

Multiple / other

Charter #24703Est. 1935RSSD: 49072

Members

45,113

Net Worth Ratio

12.78%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$490.1M

Peer Group 5

Members

45,113

as of latest quarter

Net Worth Ratio

12.78%

Well Capitalized

Institution Profile

NCUA

Address

3710 50th St N, Tampa, FL 33619

Chartered

1935

Branch Locations

9 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$490.1M

Total Shares

$421.1M

Total Loans

$208.2M

Net Worth Ratio

12.78%

≥7% = Well Capitalized

Members

45,113

Delinquency Rate (60d+)

1.03%

$2.2M

Loan-to-share ratio: 49.5%· healthy range 60–80%

Branch Locations

NCUA

Main

3710 N 50th St, Tampa, FL, 33619

M-TH 8:30 a.m. - 5:00 p.m. F 8:30 a.m. - 6:00 p.m.

MainATMDrive-thru

Plant City

1701 W Baker St, Plant City, FL, 33563

M-TH 8:30 a.m. - 5:00 p.m. F 8:30 a.m. - 6:00 p.m. S 9:00 a.m. - 12:00 p.m.

ATMDrive-thru

Winthrop

6106 Delancey Station St, Riverview, FL, 33578

M-TH 8:30 a.m. - 5:00 p.m. F 8:30 a.m. - 6:00 p.m. S 9:00 a.m. - 12:00 p.m.

ATMDrive-thru

South Lakeland

2315 Drane Field Rd, Lakeland, FL, 33811

M-TH 8:30 a.m. - 5:00 p.m. F 8:30 a.m. - 6:00 p.m.

ATMDrive-thru

Seffner

1209 Kingsway Rd, Brandon, FL, 33510

M-TH 8:30 a.m. - 5:00 p.m. F 8:30 a.m. - 6:00 p.m. S 9:00 a.m. - 12:00 p.m.

ATMDrive-thru

North Lakeland

3305 Lakeland Hills Blvd, Lakeland, FL, 33805

M-TH 8:30 a.m. - 5:00 p.m. F 8:30 a.m. - 6:00 p.m.

ATMDrive-thru

SouthShore

619 30th St NE, Ruskin, FL, 33570

M-TH 8:30 a.m. - 5:00 p.m. F 8:30 a.m. - 6:00 p.m.

ATMDrive-thru

Temple Terrace

12125 N 56th St, Temple Terrace, FL, 33617

M-TH 8.30-5.00 FrI 8.30-6.00 Sat 9-12

ATMDrive-thru

Zephyrhills

36239 Pure Water Way, Zephyrhills, FL, 33541

M-TH 8:30-5:00F 8:30-6:00

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

Embed This Profile

Copy the snippet below to embed a link to this profile on your website.

<a href="https://bankscorer.com/credit-union/trax" target="_blank" rel="noopener">View TRAX on Bank Scorer</a>

Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.