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TRANSIT OPERATIONS

Minneapolis, MN · Federal Credit Union · Chartered in MN

LICU MDIWell Capitalized

Who can join

Multiple select employee groups

Charter #24539Est. 1936RSSD: 146690

Members

643

Net Worth Ratio

17.04%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$4.0M

Peer Group 2

Members

643

as of latest quarter

Net Worth Ratio

17.04%

Well Capitalized

Institution Profile

NCUA

Address

725 N 7th St, Minneapolis, MN 55411

Chartered

1936

Branch Locations

1 location

Membership Eligibility

Multiple select employee groups

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$4.0M

Total Shares

$3.3M

Total Loans

$1.1M

Net Income

$-2,763

Net Worth Ratio

17.04%

≥7% = Well Capitalized

Members

643

Return on Assets

-0.07%

annualized · >0.5% healthy

Delinquency Rate (60d+)

4.02%

$45K

Loan-to-share ratio: 33.5%· healthy range 60–80%

Branch Locations

NCUA

MAIN

725 N 7TH ST, MINNEAPOLIS, MN, 55411

Tues-Fri 9-4

Main

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.