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TRANSCEND

Louisville, KY · State Credit Union · Chartered in KY

LICUWell Capitalized

Who can join

State government employees (special charter)

Charter #68666Est. 1934RSSD: 607294

Members

50,358

Net Worth Ratio

13.00%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$589.4M

Peer Group 6

Members

50,358

as of latest quarter

Net Worth Ratio

13.00%

Well Capitalized

Institution Profile

NCUA

Address

P. O. Box 18303, Louisville, KY 40261-0303

Chartered

1934

Branch Locations

6 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$589.4M

Total Shares

$477.4M

Total Loans

$412.2M

Net Worth Ratio

13.00%

≥7% = Well Capitalized

Members

50,358

Delinquency Rate (60d+)

0.11%

$457K

Loan-to-share ratio: 86.3%· healthy range 60–80%

Branch Locations

NCUA

Main Office

3740 Bardstown Rd, Louisville, KY, 40218-2209

Monday thru Thursday 8:30-4:00, Friday 8:30 to 6:00, Saturday 9:00 to 12:00

MainATMDrive-thru

Downtown

601 S Floyd St Ste 100, Louisville, KY, 40202

8:30-4 M - Th 8:30-5 F

ATM

Lexington Branch

2549 Regency Rd Ste 105, Lexington, KY, 40503

8:30-4 M-Th 8:30-6 F

ATMDrive-thru

Okolona

4816 Outer Loop, Louisville, KY, 40219-3302

8:30-4 M - Th 8:30-6 F

ATMDrive-thru

Dixie

4652 Dixie Hwy, Shively, KY, 40216

8:30-4 M-Th8:30-6 F9-12 S

ATMDrive-thru

Middletown

12104 Shelbyville Rd, Louisville, KY, 40243-1045

M-Th 8:30-4F 8:30-6S 9-12

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.