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TORRANCE COMMUNITY

Torrance, CA · Federal Credit Union · Chartered in CA

Well Capitalized

Who can join

Employer / occupational group

Charter #12543Est. 1958RSSD: 497280

Members

8,075

Net Worth Ratio

10.21%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$160.0M

Peer Group 5

Members

8,075

as of latest quarter

Net Worth Ratio

10.21%

Well Capitalized

Institution Profile

NCUA

Address

P.O. Box 4327, Torrance, CA 90510-4327

Chartered

1958

Branch Locations

1 location

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$160.0M

Total Shares

$148.0M

Total Loans

$70.5M

Net Worth Ratio

10.21%

≥7% = Well Capitalized

Members

8,075

Delinquency Rate (60d+)

0.03%

$18K

Loan-to-share ratio: 47.6%· healthy range 60–80%

Branch Locations

NCUA

Headquarters

1511 Cravens Ave, Torrance, CA, 90501-2706

Monday - Thursday, 9:30am - 5:30pm Friday, 9:30am - 6:00pm Closed Saturday and Sunday

MainATM

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.