THINKWISE
San Bernardino, CA · Federal Credit Union · Chartered in CA
Who can join
Community — open geographic area
Members
6,196
Net Worth Ratio
8.71%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$121.2M
Peer Group 5
Members
6,196
as of latest quarter
Net Worth Ratio
8.71%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$121.2M
Total Shares
$107.8M
Total Loans
$52.3M
Net Income
$-374,955
Net Worth Ratio
8.71%
≥7% = Well Capitalized
Members
6,196
Return on Assets
-0.31%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.73%
$384K
Loan-to-share ratio: 48.5%· healthy range 60–80%
Branch Locations
NCUAE Street Branch (HQ)
599 N E St, San Bernardino, CA, 92401
8:30 AM to 5:30 PM Monday to Friday and Saturday 8:30-1:30 pm
Rialto Branch
1270 Renaissance Pkwy, Rialto, CA, 92376
Mon - Fri 9:30 am to 5:30 pmSat: 9:00 am to 1:00 pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
Embed This Profile
Copy the snippet below to embed a link to this profile on your website.
<a href="https://bankscorer.com/credit-union/thinkwise" target="_blank" rel="noopener">View THINKWISE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.