🏦Bank Scorer

THE WRIGHT

Toccoa, GA · State Credit Union · Chartered in GA

Well Capitalized

Who can join

State government employees (special charter)

Charter #67564Est. 1963RSSD: 1226311

Members

1,820

Net Worth Ratio

16.81%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$16.4M

Peer Group 3

Members

1,820

as of latest quarter

Net Worth Ratio

16.81%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 238, Toccoa, GA 30577

Chartered

1963

Branch Locations

2 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$16.4M

Total Shares

$13.6M

Total Loans

$10.5M

Net Worth Ratio

16.81%

≥7% = Well Capitalized

Members

1,820

Delinquency Rate (60d+)

0.13%

$14K

Loan-to-share ratio: 77.3%· healthy range 60–80%

Branch Locations

NCUA

The Wright Credit Union

286 N Broad St, Toccoa, GA, 30577

9:00 a.m. to 5:00 p.m. Lobby8:30 a.m. to 5:00 p.m. Drive Thru Monday thru Friday 9:00 am to 12:00 p.m. Drive-thru ONLY Saturday

MainATMDrive-thru

The Wright Credit Union

5809 West Ave, Lavonia, GA, 30553

Sat 9AM-12PM - temp

Drive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.