🏦Bank Scorer

THE PEOPLES

Middletown, RI · State Credit Union · Chartered in RI

Well Capitalized

Who can join

State government employees (special charter)

Charter #65861Est. 1922RSSD: 47292

Members

41,028

Net Worth Ratio

10.01%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$801.9M

Peer Group 6

Members

41,028

as of latest quarter

Net Worth Ratio

10.01%

Well Capitalized

Institution Profile

NCUA

Address

858 W Main Rd, Middletown, RI 02842

Chartered

1922

Branch Locations

6 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$801.9M

Total Shares

$634.7M

Total Loans

$654.0M

Net Worth Ratio

10.01%

≥7% = Well Capitalized

Members

41,028

Delinquency Rate (60d+)

0.29%

$1.9M

Loan-to-share ratio: 103.0%· healthy range 60–80%

Branch Locations

NCUA

Peoples Credit Union

858 W Main Rd, Middletown, RI, 02842

Lobby Hours Monday - Thursday 8:30am - 4:30pm Friday 8:30am -6:00pm Saturday 8:30am - 1:00pm Drive-Up Hours Monday - Thursday 7:30am - 5:00pmFriday 7:30am - 6:00pmSaturday 7:30am - 1:00pm

MainATMDrive-thru

Peoples Credit Union

43 Memorial Blvd, Newport, RI, 02840

Lobby Hours Monday - Thursday 8:30am - 4:30pm Friday 8:30 am - 6:00pm Saturday 8:30 am - 1:00 pm Drive-Up Hours Monday - Thursday 8:00am - 4:30pmFriday 8:00am - 6:00pmSaturday 8:00am - 1:00pm

ATMDrive-thru

Peoples Credit Union

150 Old Tower Hill Rd, Wakefield, RI, 02879

Lobby Hours Monday - Thursday 8:30am - 4:30pm Friday 8:30am - 6:00pm Saturday 8:30am - 1:00pm Drive-Up Hours Monday - Thursday 8:00am - 4:30pmFriday 8:00am - 6:00pmSaturday 8:00am - 1:00pm

ATMDrive-thru

Peoples Credit Union

50 Gooding Ave, Bristol, RI, 02809

Lobby Hours Monday - Thursday 8:30 am - 4:30 pm Friday 8:30 am - 6:00pm Saturday 8:30 am - 1:00pm Drive-Up Hours Monday - Thursday 8:00am - 4:30pmFriday 8:00am - 6:00pmSaturday 8:00am - 1:00pm

ATMDrive-thru

Peoples Credit Union

7490 Post Rd, N Kingstown, RI, 02852

Lobby Hours Monday - Thursday 8:30am - 4:30pm Friday 8:30am - 6:00pm Saturday 8:30 am - 1:00 pm Drive-Up Hours Monday - Thursday 8:00am - 4:30pmFriday 8:00am - 6:00pmSaturday 8:00am - 1:00pm

ATMDrive-thru

Peoples Credit Union

2537 E Main Rd, Portsmouth, RI, 02871

Lobby Hours Monday - Thursday 8:30am - 4:30pm Friday 8:30am - 6:00pm Saturday 8:30 am - 1:00 pm Drive-Up Hours Monday - Thursday 8:00am - 4:30pmFriday 8:00am - 6:00pmSaturday 8:00am - 1:00pm

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

Embed This Profile

Copy the snippet below to embed a link to this profile on your website.

<a href="https://bankscorer.com/credit-union/the-peoples-ri" target="_blank" rel="noopener">View THE PEOPLES on Bank Scorer</a>

Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.