🏦Bank Scorer

TENNESSEE RIVER

Counce, TN · Federal Credit Union · Chartered in TN

LICUWell Capitalized

Who can join

Industry / trade group

Charter #14333Est. 1961RSSD: 353180

Members

1,561

Net Worth Ratio

33.05%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$16.4M

Peer Group 3

Members

1,561

as of latest quarter

Net Worth Ratio

33.05%

Well Capitalized

Institution Profile

NCUA

Address

P O Box 91, Counce, TN 38326

Chartered

1961

Branch Locations

3 locations

Membership Eligibility

Industry / trade group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$16.4M

Total Shares

$11.0M

Total Loans

$10.2M

Net Income

$80K

Net Worth Ratio

33.05%

≥7% = Well Capitalized

Members

1,561

Return on Assets

0.49%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.02%

$2K

Loan-to-share ratio: 92.3%· healthy range 60–80%

Branch Locations

NCUA

Main Office

7030 Highway 57, Counce, TN, 38326

Mon, Tue, Thur, Fri - 7:45 AM until 4:45 PM Central Wed - 7:00 AM until 12:30 PM Central

Main

Hardin County Bank

235 Wayne Rd, Savannah, TN, 38372

Patriot Equity Credit Union

1450 Union University Dr, Jackson, TN, 38305

8:00 AM until 4:30 PM

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.