SUPERIOR CHOICE
Superior, WI · State Credit Union · Chartered in WI
Who can join
State government employees (special charter)
Members
37,252
Net Worth Ratio
7.44%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$725.8M
Peer Group 6
Members
37,252
as of latest quarter
Net Worth Ratio
7.44%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$725.8M
Total Shares
$623.9M
Total Loans
$515.7M
Net Income
$697K
Net Worth Ratio
7.44%
≥7% = Well Capitalized
Members
37,252
Return on Assets
0.10%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.30%
$1.5M
Loan-to-share ratio: 82.7%· healthy range 60–80%
Branch Locations
NCUATower Avenue Branch
2817 Tower Ave, Superior, WI, 54880-5320
M-F 8:30-5:00 office M-F 8:30-5:30 drive up Saturday 9:00-12:00 both office and drive up
Mellen Branch
117 S Main St, Mellen, WI, 54546-9051
M-Th 8:30-4:30 Office and Drive Up Friday 8:30-5:00 Office and Drive Up Closed M-F lunch 12:30pm - 1:30pm Saturday Closed
Ashland Branch
319 Ellis Ave, Ashland, WI, 54806-1666
M-F 8:30-5:00 Office M-F 8:30-5:30 Drive Up Saturday 9:00-12:00 Office & Drive Up
Denfeld Branch
4125 Grand Ave, Duluth, MN, 55807-2747
M-F 8:30-5:00 Office and Drive Up Closed Saturday
Ladysmith Branch
407 Lake Ave W, Ladysmith, WI, 54848
M-F 8:30-5:00 Office and Drive Up Closed Saturday
Gilman Branch
201 E Main St, Gilman, WI, 54433
M-Th 8:30-4:30 Office Friday 8:30-5:00 Office Closed Saturday
Grand Rapids
1220 S Pokegama Ave, Grand Rapids, MN, 55744-4325
M-F 8:30-5:00 Office and Drive Up Closed Saturday
Rice Lake
501 Macauley Ave, Rice Lake, WI, 54868
M-F 8:30-5:00 Office and Drive Up Closed Saturday
Eau Claire
3250 N Clairemont Ave, Eau Claire, WI, 54703
M-F 8:30-5:00 Office and Drive Up Closed Saturday
Cable
43620 US Highway 63, Cable, WI, 54821
M-Thurs 8:30-4:30 & Friday 8:30-5:00 Office and Drive Up Closed Daily M-F lunch 11:30am - 12:30 pm Closed Saturday
2 more locations not shown.
Mortgage Lending (HMDA)
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 889 | 597 | 166 | 67.2% | 18.7% |
| 2022 | 411 | 248 | 74 | 60.3% | 18.0% |
| 2021 | 838 | 632 | 38 | 75.4% | 4.5% |
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/superior-choice" target="_blank" rel="noopener">View SUPERIOR CHOICE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.