SUN PACIFIC
Richmond, CA · Federal Credit Union · Chartered in CA
Who can join
Community — open geographic area
Members
1,536
Net Worth Ratio
20.25%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$29.8M
Peer Group 3
Members
1,536
as of latest quarter
Net Worth Ratio
20.25%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$29.8M
Total Shares
$24.5M
Total Loans
$10.8M
Net Income
$53K
Net Worth Ratio
20.25%
≥7% = Well Capitalized
Members
1,536
Return on Assets
0.18%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.56%
$61K
Loan-to-share ratio: 44.1%· healthy range 60–80%
Branch Locations
NCUAMain
1221 Nevin Ave, Richmond, CA, 94801-3123
M-F 9:45AM-3:45PM
Fiserv Data Vaulting
2501 S State Highway 121 BUS, Lewisville, TX, 75067-4394
24/7
Fiserv
1345 Old Cheney Rd, Lincoln, NE, 68512-1266
24/7
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/sun-pacific" target="_blank" rel="noopener">View SUN PACIFIC on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.