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STONEHAM MUNICIPAL EMPLOYEES

Stoneham, MA · Federal Credit Union · Chartered in MA

Well Capitalized

Who can join

Community — open geographic area

Charter #15393Est. 1963RSSD: 451581

Members

4,143

Net Worth Ratio

14.93%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$70.4M

Peer Group 4

Members

4,143

as of latest quarter

Net Worth Ratio

14.93%

Well Capitalized

Institution Profile

NCUA

Address

40 Pine St, Stoneham, MA 02180-2048

Chartered

1963

Branch Locations

4 locations

Membership Eligibility

Community — open geographic area

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$70.4M

Total Shares

$58.6M

Total Loans

$19.0M

Net Worth Ratio

14.93%

≥7% = Well Capitalized

Members

4,143

Delinquency Rate (60d+)

1.77%

$336K

Loan-to-share ratio: 32.5%· healthy range 60–80%

Branch Locations

NCUA

Main Branch

40 Pine St, Stoneham, MA, 02180-2048

Mon-Fri 9:00am-4:30pm Sat 9:00am-12:00pm

Main

Disaster Recovery

200 Jefferson RD, Wilmington, MA, 01887-1963

Mon-Fri 8:30am-3:30pm

Branch

47 Tuttle St, Wakefield, MA, 01880

Monday, Tuesday, Thursday, Friday: 9:00AM-2:00PM, Closed on Wednesdays

Branch

218 Ash St, Reading, MA, 01867-3623

Monday, Wednesday and Friday 11-4 Tuesday and Thursday 12-5

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.