STEPHENS COUNTY COMMUNITY
Toccoa, GA · Federal Credit Union · Chartered in GA
Who can join
Employer / occupational group
Members
114
Net Worth Ratio
12.72%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$152K
Peer Group 1
Members
114
as of latest quarter
Net Worth Ratio
12.72%
Well Capitalized
Institution Profile
NCUAPhone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$152K
Total Shares
$133K
Total Loans
$23K
Net Income
$584
Net Worth Ratio
12.72%
≥7% = Well Capitalized
Members
114
Return on Assets
0.38%
annualized · >0.5% healthy
Loan-to-share ratio: 17.3%· healthy range 60–80%
Branch Locations
NCUAMain Office Whitman St
69 W Whitman St, Toccoa, GA, 30577
Thurs 4:30-6 p.m.
Disaster Recovery/Branch
51 W Doyle St, Toccoa, GA, 30577
4:30 pm until 6:00 pm Thursdays
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/stephens-county-community" target="_blank" rel="noopener">View STEPHENS COUNTY COMMUNITY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.