STATE EMPLOYEES COMMUNITY
Alton, IL · State Credit Union · Chartered in IL
Who can join
State government employees (special charter)
Members
1,031
Net Worth Ratio
19.77%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$6.6M
Peer Group 2
Members
1,031
as of latest quarter
Net Worth Ratio
19.77%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$6.6M
Total Shares
$5.3M
Total Loans
$3.8M
Net Income
$-2,665
Net Worth Ratio
19.77%
≥7% = Well Capitalized
Members
1,031
Return on Assets
-0.04%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.05%
$2K
Loan-to-share ratio: 71.6%· healthy range 60–80%
Branch Locations
NCUA4500 College Avenue
4500 College Ave Ste 200, Alton, IL, 62002-5013
8:00 A.M. to 5:00 P.M. Monday thru Thursday8:00 A.M to 4:00 P.M Friday
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/state-employees-community" target="_blank" rel="noopener">View STATE EMPLOYEES COMMUNITY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.