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STANFORD

Palo Alto, CA · Federal Credit Union · Chartered in CA

Well Capitalized

Who can join

Type 34

Charter #13392Est. 1959RSSD: 640880

Members

95,462

Net Worth Ratio

10.59%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$4.80B

Peer Group 6

Members

95,462

as of latest quarter

Net Worth Ratio

10.59%

Well Capitalized

Institution Profile

NCUA

Address

1860 Embarcadero Road, Palo Alto, CA 94303-3335

Chartered

1959

Branch Locations

6 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$4.80B

Total Shares

$3.71B

Total Loans

$3.44B

Net Income

$11.3M

Net Worth Ratio

10.59%

≥7% = Well Capitalized

Members

95,462

Return on Assets

0.24%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.12%

$4.2M

Loan-to-share ratio: 92.8%· healthy range 60–80%

Branch Locations

NCUA

Corporate Office

1860 Embarcadero Rd, Palo Alto, CA, 94303-3335

8:00a.m to 5:00p.m

MainATM

Pampas Lane

694 Pampas Ln, Stanford, CA, 94305

Monday ? Thursday: 9:00 am ? 4:00 pm, Friday: 9:00 am ? 5:00 pm

ATMDrive-thru

Tresidder Center

459 Lagunita Dr, Stanford, CA, 94305

Monday-Friday 10:00am-5:30p.m

ATM

Medical Center

300 Pasteur Dr, Stanford, CA, 94305

Monday, Tuesday, Wednesday 9:00a.m-5:30p.m Thursday, Friday:7:30a.m-5:30p.m

ATM

University Ave

525 University Ave, Palo Alto, CA, 94301

Monday-Thursday 9:00a.m-4:00p.m Friday 9:00a.m-6:00p.m Saturday 9:00a.m-1:00p.m

ATM

Redwood City

905 Barron Avenue, Redwood City, CA, 94063

Monday-Friday 9:00am-5:00pm

ATM

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.