🏦Bank Scorer

ST. MICHAELS FALL RIVER

Fall River, MA · Federal Credit Union · Chartered in MA

LICUWell Capitalized

Who can join

Employer / occupational group

Charter #8915Est. 1953RSSD: 364681

Members

3,165

Net Worth Ratio

8.81%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$123.6M

Peer Group 5

Members

3,165

as of latest quarter

Net Worth Ratio

8.81%

Well Capitalized

Institution Profile

NCUA

Address

775 Davol St, Fall River, MA 02720-1005

Chartered

1953

Branch Locations

2 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$123.6M

Total Shares

$112.4M

Total Loans

$104.2M

Net Worth Ratio

8.81%

≥7% = Well Capitalized

Members

3,165

Delinquency Rate (60d+)

0.99%

$1.0M

Loan-to-share ratio: 92.7%· healthy range 60–80%

Branch Locations

NCUA

St. Michael's (Fall River) Federal Credit Union

775 Davol St, Fall River, MA, 02720-1028

Monday through Thurday 9:00 A.M. to 5:P.M. Friday 9:00 to 6: P.M. Saturday 9: A.M. to 12: N

Main

St. Michael's (FR) FCU

1004 County St, Somerset, MA, 02726-5138

Mon-Wed 9:00 A.M. to 5: P.M. Thursday 9:00 A.M. to 5 P.M. Friday 9:00 A.M. to 6: P.M. Saturday 9: A.M to 12: Noon

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.