🏦Bank Scorer

ST. MARY'S

Marlborough, MA · State Credit Union · Chartered in MA

Well Capitalized

Who can join

State government employees (special charter)

Charter #67864Est. 1913RSSD: 557595

Members

56,730

Net Worth Ratio

11.42%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$1.04B

Peer Group 6

Members

56,730

as of latest quarter

Net Worth Ratio

11.42%

Well Capitalized

Institution Profile

NCUA

Address

46 Lizotte Dr., Po Box 729, Marlborough, MA 01752

Chartered

1913

Branch Locations

9 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$1.04B

Total Shares

$857.7M

Total Loans

$759.0M

Net Income

$487K

Net Worth Ratio

11.42%

≥7% = Well Capitalized

Members

56,730

Return on Assets

0.05%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.05%

$343K

Loan-to-share ratio: 88.5%· healthy range 60–80%

Branch Locations

NCUA

St. Mary's Credit Union/Loan Center

46 Lizotte Dr, Marlborough, MA, 01752-3061

8:00 AM to 5:00 PM

Main

St. Mary's Credit Union

133 W Main St, Marlborough, MA, 01752

Monday Thru Wednesday 8.00 AM to 4:00 PM Thursday 8:00 AM to 7:00 PM Friday 8:00 AM to 6:00 PMSat 8:00 AM to 12:30 PM

ATMDrive-thru

St. Mary's Credit Union

133 S Bolton St, Marlborough, MA, 01752

Monday Thru Wednesday 8:00 AM to 4:00 PM Thursday 8:00 AM to 6:00 PM Friday 8:00 AM to 7:00 PM Saturday 8:00 AM to 12:30 PM

ATMDrive-thru

St. Marys' Credit Union

1 Northboro Rd E, Marlborough, MA, 01752-1818

Monday Thru Wednesday 7:30 AM to 5:00 PM Thursday 7:30 to AM to 6:00 PM Friday 7:30 to 7:00 PM Saturday 8:00 AM to 12:30 PM

ATMDrive-thru

St. Mary's Credit Union

100 W Main St, Northborough, MA, 01532-1824

Monday Thru Wednesday 8:00 AM to 4:00 PM Thursday 8:00 AM to 6:PM Friday 8:00 AM to 6:00 PM Saturday 8:00 AM to 12:30 PM

ATMDrive-thru

St. Mary's Credit Union

439A Main St, Hudson, MA, 01749

Monday Thru Wednesday 8:00 AM to 4:00 PM Thursday 8:00 AM to 7:00 PM Friday 8:00 AM to 6:00 PM Saturday 8:00 AM to 12:30 PM

ATMDrive-thru

St. Mary's Credit Union

96 Turnpike Rd, Westborough, MA, 01581-2802

M - W 8:30 - 4:00Th - F 8:30 - 6:00Sa 8:30 - 12:30

ATM

COCC

100 Executive Blvd, Southington, CT, 06489

St. Mary's Credit Union

1255 Worcester Rd, Framingham, MA, 01701-5217

Monday - Wednesday 8:00 AM - 4:00 PMThursday - Friday 8:00 - 6:00 PMSaturday 8:00 AM - 12:30 PM

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.