SPIRIT OF ALASKA
Fairbanks, AK · Federal Credit Union · Chartered in AK
Who can join
Type 34
Members
9,231
Net Worth Ratio
14.62%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$200.8M
Peer Group 5
Members
9,231
as of latest quarter
Net Worth Ratio
14.62%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Financial Snapshot
Total Assets
$200.8M
Total Shares
$170.6M
Total Loans
$102.7M
Net Income
$433K
Net Worth Ratio
14.62%
≥7% = Well Capitalized
Members
9,231
Return on Assets
0.22%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.25%
$254K
Loan-to-share ratio: 60.2%· healthy range 60–80%
Branch Locations
NCUAGillam Branch
1417 Gillam Way, Fairbanks, AK, 99701
Mon-Fri 9am-6pm
Geist Branch
4001 Geist Rd, Fairbanks, AK, 99709-3569
Mon-Fri 9am - 6pm Drive up services: 9am - 6 pm
Johansen Branch
495 Harold Bentley Ave, Fairbanks, AK, 99701
Mon-Fri 9:00 AM - 7:00 PM Sat 10:00 AM - 4:00 PM
Three Bears
2801 Buzby rd, North Pole, AK, 99705-6710
M-F 10-6
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/spirit-of-alaska" target="_blank" rel="noopener">View SPIRIT OF ALASKA on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.