SPC
Hartsville, SC · State Credit Union · Chartered in SC
Who can join
State government employees (special charter)
Members
25,924
Net Worth Ratio
11.29%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$266.2M
Peer Group 5
Members
25,924
as of latest quarter
Net Worth Ratio
11.29%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$266.2M
Total Shares
$235.8M
Total Loans
$153.4M
Net Income
$558K
Net Worth Ratio
11.29%
≥7% = Well Capitalized
Members
25,924
Return on Assets
0.21%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.90%
$1.4M
Loan-to-share ratio: 65.1%· healthy range 60–80%
Branch Locations
NCUAMain Office
204 N 5th St, Hartsville, SC, 29550-4136
8:30 - 5:00
Darlington Branch
609 N Main St, Darlington, SC, 29532-2145
8:30 - 5:00
Bennettsville Branch
204 15/401 By-Pass East, Bennettsville, SC, 29512-4440
8:30 - 5:00
Florence Branch
1312 Celebration Blvd, Florence, SC, 29501
8:30 - 5:00
Disaster Recovery/Backup Cold
204 15/401 By-Pass, Bennettsville, SC, 29512
Mortgage Commercial Annex
124 N 5th St, Hartsville, SC, 29550-4134
8:30am to 5:00pm
Cheraw Branch
849 Chesterfield HWY, Cheraw, SC, 29520
8:30am to 5:00pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/spc" target="_blank" rel="noopener">View SPC on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.