🏦Bank Scorer

SPACE COAST

Melbourne, FL · State Credit Union · Chartered in FL

LICUWell Capitalized

Who can join

Type 99

Charter #67297Est. 1951RSSD: 26998

Members

707,051

Net Worth Ratio

11.01%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$9.29B

Peer Group 6

Members

707,051

as of latest quarter

Net Worth Ratio

11.01%

Well Capitalized

Institution Profile

NCUA

Address

8045 N Wickham Rd, Melbourne, FL 32940-7920

Chartered

1951

Branch Locations

70 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$9.29B

Total Shares

$7.73B

Total Loans

$7.30B

Net Income

$14.3M

Net Worth Ratio

11.01%

≥7% = Well Capitalized

Members

707,051

Return on Assets

0.15%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.37%

$26.7M

Loan-to-share ratio: 94.5%· healthy range 60–80%

Branch Locations

NCUA

Space Coast Credit Union-Headquarters

8045 N Wickham Rd, Melbourne, FL, 32940-7920

Monday-Friday 8:00-6:00pmNot Accessible to General Public

MainATM

Space Coast Credit Union-Airport Branch

1495 Dr Martin Luther King Jr Blvd, Melbourne, FL, 32901-2944

Lobby Hours: Mon-Thur 9-5, Fri 9-6 Drive Thru Hours: Mon-Fri 8-6, Sat 9-1

ATMDrive-thru

Space Coast Credit Union-Bayside Lakes

3340 Bayside Lakes Blvd SE, Palm Bay, FL, 32909

Lobby Hours: Mon-Thur 9-5, Fri 9-6 Drive-Thru Hours: Mon-Fri 8-6

ATMDrive-thru

Space Coast Credit Union-Baytree Branch

8025 N Wickham Rd, Melbourne, FL, 32940-7920

Lobby Hours: Mon-Thur 9-5, Fri 9-6 Drive Thru Hours: Mon-Fri 8-6, Sat 9-1

ATMDrive-thru

Space Coast Credit Union-Cocoa Beach

1205 N Atlantic Ave, Cocoa Beach, FL, 32931-3116

Lobby Hours: Mon-Thurs 9-5, Fri 9-6 Drive Thru Hours: Mon-Fri 8-6

ATMDrive-thru

Space Coast Credit Union-Merritt Island

445 Fortenberry Rd, Merritt Island, FL, 32952-3521

Lobby Hours: Mon-Thur 9-5, Fri 9-6 Drive Thru Hours: Mon-Fri 8-6, Sat 9-1

ATMDrive-thru

Space Coast Credit Union-Palm Bay NW

139 Palm Bay Rd NE, West Melbourne, FL, 32904-8600

Lobby Hours: Mon-Thur 9-5, Fri 9-6 Drive Thru Hours: Mon-Fri 8-6

ATMDrive-thru

Space Coast Credit Union-Palm Bay Wal-Mart

845 Palm Bay Rd NE, Melbourne, FL, 32904-8400

Lobby Hours: Mon-Fri 10-7, Sat 10-3

ATM

Space Coast Credit Union-Palm Bay West

152 Malabar Rd SW, Palm Bay, FL, 32907-2943

Lobby Hours: Mon-Thur 9-5, Fri 9-6 Drive Thru Hours: Mon-Fri 8-6, Sat 9-1

ATMDrive-thru

Space Coast Credit Union-Port Malabar

5250 Babcock St NE, Palm Bay, FL, 32905-4602

Lobby Hours Hours: Mon-Thur 9-5, Fri 9-6 Drive Thru Hours: Mon-Fri 8-6, Sat 9-1

ATMDrive-thru

60 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.