SOUTHWEST LOUISIANA
Lake Charles, LA · State Credit Union · Chartered in LA
Who can join
State government employees (special charter)
Members
19,296
Net Worth Ratio
15.54%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$184.3M
Peer Group 5
Members
19,296
as of latest quarter
Net Worth Ratio
15.54%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$184.3M
Total Shares
$156.1M
Total Loans
$144.3M
Net Income
$266K
Net Worth Ratio
15.54%
≥7% = Well Capitalized
Members
19,296
Return on Assets
0.14%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.67%
$962K
Loan-to-share ratio: 92.4%· healthy range 60–80%
Branch Locations
NCUAMcNeese Corporate Office
2255 E McNeese St, Lake Charles, LA, 70607
Drive Thru -M - F 8:00am - 6:00pmLobby M-F 8:30am - 5:00pm
SWLACU Ryan Street Branch
4056 Ryan St, Lake Charles, LA, 70605
M-F 8:30 am - 5:00 pm Drive thru M-F 8:00 am - 5:00 pm
SWLACU Sulphur Office
101 N Cities Service Hwy, Sulphur, LA, 70663
M-F 8:30 am - 5:00 pm Drive thru M-F 8:00 am - 5:00 pm
SWLACU South Beau Branch
12781 Highway 171, Longville, LA, 70652
M-F 8am - 5pm
West 18th Street
317 W 18th St, Lake Charles, LA, 70601
M-F 8-5
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/southwest-louisiana" target="_blank" rel="noopener">View SOUTHWEST LOUISIANA on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.