🏦Bank Scorer

SOUTHPOINT FINANCIAL

Sleepy Eye, MN · State Credit Union · Chartered in MN

Well Capitalized

Who can join

Type 99

Charter #68667Est. 1936RSSD: 562496

Members

34,392

Net Worth Ratio

10.81%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$620.0M

Peer Group 6

Members

34,392

as of latest quarter

Net Worth Ratio

10.81%

Well Capitalized

Institution Profile

NCUA

Address

924 Main St E, Sleepy Eye, MN 56085-4380

Chartered

1936

Branch Locations

9 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$620.0M

Total Shares

$539.1M

Total Loans

$454.7M

Net Worth Ratio

10.81%

≥7% = Well Capitalized

Members

34,392

Delinquency Rate (60d+)

0.11%

$512K

Loan-to-share ratio: 84.3%· healthy range 60–80%

Branch Locations

NCUA

Sleepy Eye Administrative Office

924 Main St E, Sleepy Eye, MN, 56085-4380

8:00am to 5:00pm Monday through Friday

Main

New Ulm

706 N German St, New Ulm, MN, 56073-1102

Monday thru Saturday M-F 8:30-5:00 Sat. 8:30-12:00

ATMDrive-thru

Springfield

975 Central St, Springfield, MN, 56087-1133

Monday- Saturday M-F 8:30-5:00 Sat. 8:30-12:00

ATMDrive-thru

St. Peter

105 S 3rd St Ste 100, Saint Peter, MN, 56082

Mon-Thur 8:30 - 5:00Fri 8:30 - 5:30

ATM

North Mankato

1800 Commerce Dr Ste A, North Mankato, MN, 56003

Mon-Fri 8:00-5:00Sat 8:00-12:00

ATMDrive-thru

Hutchinson

1250 Highway 15 S, Hutchinson, MN, 55350

M-F 8:30-4:30, S 8:30-12:00

ATMDrive-thru

Waconia

502 Cherry Dr, Waconia, MN, 55387-4578

M-F 8:30-4:30, S 8:30-12:00

ATMDrive-thru

Sleepy Eye

920 Main St E, Sleepy Eye, MN, 56085-4380

Monday thru Saturday M-f 8:30-5:00 Sat 8:30-12:00

ATMDrive-thru

Buffalo

715 Crossroads Campus Dr NE, Buffalo, MN, 55313-5074

M-F 8:30-4:30, S 8:30-12:00

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.