🏦Bank Scorer

SOUTH METRO

Prior Lake, MN · Federal Credit Union · Chartered in MN

Well Capitalized

Who can join

Employee group

Charter #24482Est. 1993RSSD: 2094151

Members

6,068

Net Worth Ratio

8.16%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$183.4M

Peer Group 5

Members

6,068

as of latest quarter

Net Worth Ratio

8.16%

Well Capitalized

Institution Profile

NCUA

Address

2573 Credit Union Dr, Prior Lake, MN 55372

Chartered

1993

Branch Locations

2 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$183.4M

Total Shares

$171.7M

Total Loans

$131.0M

Net Worth Ratio

8.16%

≥7% = Well Capitalized

Members

6,068

Delinquency Rate (60d+)

0.13%

$168K

Loan-to-share ratio: 76.3%· healthy range 60–80%

Branch Locations

NCUA

MAIN BRANCH

2573 Credit Union Dr, PRIOR LAKE, MN, 55372

8-5 M-F

MainATMDrive-thru

Southbridge

8001 Old Carriage Ct Ste A, Shakopee, MN, 55379

Monday - Friday 8:00am - 5:00pmSaturday 9:00am -1:00pm

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.