SOUND
Norwalk, CT · Federal Credit Union · Chartered in CT
Who can join
Employer / occupational group
Members
8,361
Net Worth Ratio
6.80%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$116.1M
Peer Group 5
Members
8,361
as of latest quarter
Net Worth Ratio
6.80%
Adequately Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$116.1M
Total Shares
$106.5M
Total Loans
$89.7M
Net Income
$-23,213
Net Worth Ratio
6.80%
≥7% = Well Capitalized
Members
8,361
Return on Assets
-0.02%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.24%
$218K
Loan-to-share ratio: 84.2%· healthy range 60–80%
Branch Locations
NCUAMain Office
37 North Ave, Norwalk, CT, 06851
8:00 AM - 4:30 PM Monday thru Friday
Stamford Branch
888 Washington Blvd, Stamford, CT, 06901
8:30-4:30 M-F
Stamford Stop & Shop
2200 Bedford St, Stamford, CT, 06905
Monday thru Saturday 9-5
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/sound" target="_blank" rel="noopener">View SOUND on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.