SOMERVILLE MUNICIPAL
Somerville, MA · Federal Credit Union · Chartered in MA
Who can join
Community — open geographic area
Members
2,200
Net Worth Ratio
18.16%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$50.8M
Peer Group 4
Members
2,200
as of latest quarter
Net Worth Ratio
18.16%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$50.8M
Total Shares
$41.3M
Total Loans
$24.1M
Net Worth Ratio
18.16%
≥7% = Well Capitalized
Members
2,200
Delinquency Rate (60d+)
0.37%
$90K
Loan-to-share ratio: 58.2%· healthy range 60–80%
Branch Locations
NCUAMain Office
236 Holland St, Somerville, MA, 02144
Monday, Wednesday, Friday 9:00am - 4:30 pm Tuesday 9:00 am - 3:00 pm Thursday 9:00am - 6:00 pm
Disaster Recovery Site
100 Highland Ave, Somerville, MA, 02143
Hot Site
6160 Warren Pkwy Ste 500, Frisco, TX, 75034
Portico
6160 Warren Pkwy Ste 500, Frisco, TX, 75034-9673
CO-OP Shared Branch Network
236 Holland, Somerville, MA, 02144-2433
various
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/somerville-municipal" target="_blank" rel="noopener">View SOMERVILLE MUNICIPAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.