SMW FINANCIAL
Lino Lakes, MN · State Credit Union · Chartered in MN
Who can join
Type 99
Members
4,624
Net Worth Ratio
10.87%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$92.1M
Peer Group 4
Members
4,624
as of latest quarter
Net Worth Ratio
10.87%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Financial Snapshot
Total Assets
$92.1M
Total Shares
$82.2M
Total Loans
$54.0M
Net Income
$132K
Net Worth Ratio
10.87%
≥7% = Well Capitalized
Members
4,624
Return on Assets
0.14%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.12%
$66K
Loan-to-share ratio: 65.8%· healthy range 60–80%
Branch Locations
NCUALino Lakes
700 Apollo Dr, Lino Lakes, MN, 55014-3035
M-F 7:30am-6pm, Sat 9am-1pm
Maplewood
1691 Cope Ave E, Maplewood, MN, 55109-2632
MTWF 9am-5pm, TH 10am-5pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/smw-financial" target="_blank" rel="noopener">View SMW FINANCIAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.