SLO
San Luis Obispo, CA · State Credit Union · Chartered in CA
Who can join
State government employees (special charter)
Members
1,315
Net Worth Ratio
14.23%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$29.7M
Peer Group 3
Members
1,315
as of latest quarter
Net Worth Ratio
14.23%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$29.7M
Total Shares
$25.9M
Total Loans
$15.1M
Net Income
$-50,836
Net Worth Ratio
14.23%
≥7% = Well Capitalized
Members
1,315
Return on Assets
-0.17%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.22%
$33K
Loan-to-share ratio: 58.1%· healthy range 60–80%
Branch Locations
NCUAMain Office
1220 Osos St, San Luis Obispo, CA, 93401-3620
Lobby Hours Monday ? Friday 9:00 AM to 4:30 PM
CoastHills FCU
8900 Pueblo Ave, Atascadero, CA, 93422-4657
CU*NORTHWEST
1421 N Meadowwood Ln Ste 130, Liberty Lake, WA, 99019-7613
8:30 AM TO 4:30 PM
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
Embed This Profile
Copy the snippet below to embed a link to this profile on your website.
<a href="https://bankscorer.com/credit-union/slo" target="_blank" rel="noopener">View SLO on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.