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SIOUX VALLEY COOP

Watertown, SD · Federal Credit Union · Chartered in SD

Well Capitalized

Who can join

Multiple / other

Charter #8752Est. 1953RSSD: 385985

Members

3,378

Net Worth Ratio

19.80%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$41.5M

Peer Group 3

Members

3,378

as of latest quarter

Net Worth Ratio

19.80%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 344, Watertown, SD 57201

Chartered

1953

Branch Locations

1 location

Membership Eligibility

Multiple / other

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$41.5M

Total Shares

$32.8M

Total Loans

$26.0M

Net Income

$147K

Net Worth Ratio

19.80%

≥7% = Well Capitalized

Members

3,378

Return on Assets

0.35%

annualized · >0.5% healthy

Delinquency Rate (60d+)

2.14%

$554K

Loan-to-share ratio: 79.0%· healthy range 60–80%

Branch Locations

NCUA

Sioux Valley Co-op FCU

712 9th Ave SE, Watertown, SD, 57201-5222

Monday - Friday 9:00 am - 5:00 pm

MainDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.