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SIGNET

Paducah, KY · Federal Credit Union · Chartered in KY

Well Capitalized

Who can join

Community / multiple bond

Charter #23949Est. 1982RSSD: 97699

Members

20,688

Net Worth Ratio

16.72%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$389.6M

Peer Group 5

Members

20,688

as of latest quarter

Net Worth Ratio

16.72%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 426, Paducah, KY 42002

Chartered

1982

Branch Locations

4 locations

Membership Eligibility

Community / multiple bond

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$389.6M

Total Shares

$323.3M

Total Loans

$224.1M

Net Worth Ratio

16.72%

≥7% = Well Capitalized

Members

20,688

Delinquency Rate (60d+)

0.74%

$1.7M

Loan-to-share ratio: 69.3%· healthy range 60–80%

Branch Locations

NCUA

Main

163 Pecan CT, Paducah, KY, 42001

Monday - Friday 9AM - 5PM

MainATMDrive-thru

Tully

333 Tully St, Paducah, KY, 42003-0171

Monday - Thursday 9AM - 5PM Friday 9AM - 6PM

ATMDrive-thru

New Holt

2450 New Holt Rd, Paducah, KY, 42001-7455

Monday - Thursday 9AM - 5PM Friday 9AM - 6PM

ATMDrive-thru

Mayfield

402 Charles Dr, Mayfield, KY, 42066-6846

9AM - 5PM Monday - Thursday9AM - 6PM Friday

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.