SERVICE ONE
Bowling Green, KY · State Credit Union · Chartered in KY
Who can join
State government employees (special charter)
Members
17,671
Net Worth Ratio
9.35%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$270.8M
Peer Group 5
Members
17,671
as of latest quarter
Net Worth Ratio
9.35%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$270.8M
Total Shares
$245.1M
Total Loans
$202.6M
Net Income
$277K
Net Worth Ratio
9.35%
≥7% = Well Capitalized
Members
17,671
Return on Assets
0.10%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.59%
$1.2M
Loan-to-share ratio: 82.7%· healthy range 60–80%
Branch Locations
NCUACampbell Ln Office
1609 Campbell Ln, Bowling Green, KY, 42104
M-F 8-5 S-8-1
Glasgow Office
116 Ensminger Dr, Glasgow, KY, 42141
M-T 8-4:30 F 8-5 S 8-12
ByPass Office
103 State Street, Bowling Green, KY, 42101
M-F 8-5
Hopkinsville Office
120 Griffin Bell Dr, Hopkinsville, KY, 42240-8741
M-F 8:00-5:00
Russellville
540 E 4th St, Russellville, KY, 42276-1856
M-F 8:30AM - 5:00PM
Scottsville Office
361 Old Gallatin Rd, Scottsville, KY, 42164-8667
M-F 8:00-5:00
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/service-one" target="_blank" rel="noopener">View SERVICE ONE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.