🏦Bank Scorer

SECURED ADVANTAGE

Simpsonville, SC · Federal Credit Union · Chartered in SC

LICUWell Capitalized

Who can join

Multiple / other

Charter #12877Est. 1959RSSD: 5283

Members

4,492

Net Worth Ratio

12.40%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$57.8M

Peer Group 4

Members

4,492

as of latest quarter

Net Worth Ratio

12.40%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 1539, Simpsonville, SC 29681

Chartered

1959

Branch Locations

2 locations

Membership Eligibility

Multiple / other

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$57.8M

Total Shares

$50.4M

Total Loans

$24.2M

Net Worth Ratio

12.40%

≥7% = Well Capitalized

Members

4,492

Delinquency Rate (60d+)

0.65%

$157K

Loan-to-share ratio: 48.1%· healthy range 60–80%

Branch Locations

NCUA

Home Office-SVL

116 NE Main St, Simpsonville, SC, 29681-2656

Monday-Friday 8:30am-5:00pm EST

MainATMDrive-thru

Iowa Park

903 W Highway St, Iowa Park, TX, 76367-1180

8:30-5:00pm CST

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

Embed This Profile

Copy the snippet below to embed a link to this profile on your website.

<a href="https://bankscorer.com/credit-union/secured-advantage" target="_blank" rel="noopener">View SECURED ADVANTAGE on Bank Scorer</a>

Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.