SCENIC COMMUNITY
Hixson, TN · State Credit Union · Chartered in TN
Who can join
State government employees (special charter)
Members
14,213
Net Worth Ratio
9.44%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$160.8M
Peer Group 5
Members
14,213
as of latest quarter
Net Worth Ratio
9.44%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$160.8M
Total Shares
$145.6M
Total Loans
$126.5M
Net Income
$-180,973
Net Worth Ratio
9.44%
≥7% = Well Capitalized
Members
14,213
Return on Assets
-0.11%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.72%
$911K
Loan-to-share ratio: 86.9%· healthy range 60–80%
Branch Locations
NCUAScenic Community Credit Union
4503 Hixson Pike, Hixson, TN, 37343
8:30 to 5:30 Monday thru Friday 9:00 to 1:00 Saturday
Scenic Community Credit Union
8171 E Brainerd Rd, Chattanooga, TN, 37421-4302
8:30 to 5:30 Monday thru Friday 9:00 to 1:00 Saturday
Scenic Community Credit Union
8821 Consolidated Dr, Soddy Daisy, TN, 37379
8:30 to 5:30 Monday - Friday 9:00 to 1:00 Saturday
Scenic Community Credit Union
9227 Lee Hwy, Ooltewah, TN, 37363
8:30 am - 5:30 pm Monday through Friday 9:00 am - 1:00 pm Saturday
Executive Offices
3847 Hixson Pike, Chattanooga, TN, 37415
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/scenic-community" target="_blank" rel="noopener">View SCENIC COMMUNITY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.