🏦Bank Scorer

SANTA ROSA COUNTY

Milton, FL · Federal Credit Union · Chartered in FL

LICUWell Capitalized

Who can join

Employer / occupational group

Charter #11780Est. 1957RSSD: 945389

Members

13,743

Net Worth Ratio

13.44%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$221.2M

Peer Group 5

Members

13,743

as of latest quarter

Net Worth Ratio

13.44%

Well Capitalized

Institution Profile

NCUA

Address

P.O. Box 841, Milton, FL 32572

Chartered

1957

Branch Locations

5 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$221.2M

Total Shares

$194.9M

Total Loans

$87.9M

Net Worth Ratio

13.44%

≥7% = Well Capitalized

Members

13,743

Delinquency Rate (60d+)

0.57%

$502K

Loan-to-share ratio: 45.1%· healthy range 60–80%

Branch Locations

NCUA

Main Office

5909 Stewart St, Milton, FL, 32570

Monday - Friday 8:00a.m. - 4:30pm

MainATMDrive-thru

Jay Branch

3918 Highway 4, Jay, FL, 32565

Monday - Friday 8:00a.m. - 5:00 p.m.

ATMDrive-thru

Pace Branch

3772 Highway 90, Pace, FL, 32571

Monday - Friday 8:00a.m. - 4:30p.m.

ATMDrive-thru

Midway Branch

4934 Gulf Breeze Pkwy, Gulf Breeze, FL, 32563-9251

Monday - Friday 8:00a.m. - 4:30p.m.

ATMDrive-thru

Milton Branch

6499 Caroline St, Milton, FL, 32570

8:00am - 5:00pm

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.